Monday, December 10, 2012

could anyone convince me that moving to the USA is a good idea to living in the UK?

Q. Could anyone convince me that its a good idea i pack my bag and move to the usa. i have a degree in computer science.Pllease give me examples,like if there house was cheaper or health care better something like that,than in the UK

A. It's not so easy to just pack up and go. You'd have to go through the humdrum of applying for a work visa, etc. The good news is that there is a demand for comp sci grads and getting a visa for you would be easier than for someone without specific skills.

I fly to England a lot and am familiar with the NHS, prices, etc. Assuming that the buying power of the pound in the UK is equal to the buying power of the dollar in the US, you'll find food, clothing and housing cheaper (except in major metro areas, such as NYC, LA, Seattle or Honolulu). If you move to an area that is comparable to say Manchester as opposed to London, you'll find housing to be cheaper than in the UK. You also get a lot more space for your money. There are no TV licensing fees (you only pay for the service you choose); there are no federal car taxes assessed (some southern states impose a personal property tax, but most states don't), the income tax rate is lower than in the UK and capital gains are taxed at a lower rate. A drivers license costs about 2 pounds. etc etc. In short, you don't pay a lot of the fees that you pay in the UK.

For a young, ambitious person who works hard, the US probably offers better opportunities to move up. The class structures are there, but they're not as rigid. If you were 40+ years old, I'd say stay in the UK, but if you're a young spud in your 20s, I'd say give the US a shot.

Health insurance is a huge problem in the US. Ideally you want your employer to cover it, but you will find more and more employers covering less than 100% or them passing on the riders that insurance companies impose. There are no hard and fast rules. Most insurance plans exclude dental, vision, have limited mental health and limit pharma (things get complicated due to state laws there). You also have the option of paying out of pocket or contracting with a British private carrier before you leave. In most European countries, there are no lifetime caps on care expenses imposed, but insurers in the US do impose them. This is important if you ever became seriously ill and that is why people here lose their homes when a family member becomes seriously ill.

The UK is probably better for broad care of basic illnesses, but the US is better for more complex medical issues in terms of quality of care/access to specialists. British insurers will most likely not cover nursing care in the US (if you required it after an accident). You'd either have to return to Britain if you had a contract or pay out of pocket here (avg $ 5000/month).

To see a doctor where I live costs $ 160 per visit at a walk-in clinic. Antibiotics will cost you anywhere from 8-10 times what you pay in the UK. A visit to the dentist to get your teeth cleaned costs $ 150. .... so.. , IF you consider coming, do also consider contracting for insurance in Britain.


Do i have to take vacation time when i have overtime on that week?
Q. I am an hourly employee in the state of florida. I was asked to work sunday for overtime. So by the end of my day on thursday i will have 40 and friday will make it 48. I have to go to the dentist and leave early tom so i will only be working 44 hours this week. 40 reg and 4 time and a half. My employer is making me take half a vacation day to cover the rest of the day and it will be at straight pay. So my time card will read 44 hours straight pay including the four vacation hours and 4 hours time n a half over time. Can an employer legally make you use your vacation time if you have already worked your 40 plus 4 Additional. And should i be payed the vacation time at overtimerate becasuse really it will be a 48 hour week?

A. Aaron,

This is the Honolulu section. State labor laws differ from state to state so any opinions here would not be something you could rely on. This situation doesn't sound right. I would think you should be paid 40 hours regular time and 4 hours overtime. You could call your state labor department. You would get a better answer if you asked the question in the Miami or Orlando section.

Here is a website for a Miami who can give you some information:
http://www.penichetlaw.com/Wageand_Hour.shtml

Here is more information from a Google search for "Florida wage dispute"
http://www.google.com/#hl=en&source=hp&q=florida+wage+dispute&aq=f&aqi=&aql=&oq=&gs_rfai=&fp=43dd59e47af515fb

This is from the State of Florida website:
"For additional information about Florida labor law issues, you can contact the Florida Agency for Workforce Innovation's toll-free labor law helpline at 1-800-342-3450 1-800-342-3450."


Why does President Obama have a Connecticut Social Security Number?
Q. This is what we know so far. We get more info on Jean Paul Ludwig, who was born in 1890, had CT SSN obtained in 1976 and died in HI around 1981. There are 2 SS numbers for him and records show him dying in 2 different states: CA and HI around 1981.

The reason this is important, is because there is a similar fact pattern to Obama. Barack Obama is residing today in the White House, using CT SS number 042-68-4425, issued in CT in and around March 1977 to an elderly individual named John Paul Ludwig, who was born in 1890, who is presumed dead and whose death was either never reported to the SS administration or reported and deleted from the database by someone.

Obama's maternal grandmother Madelyn Dunham, worked as a part-timer or volunteer in the Probate Office in the Honolulu Hawaii Courthouse. Thus she would have access to the estate files of anyone who died there. Thus if the elderly man originally from CT died intestate in Hawaii with no known relatives, Grandma Dunham would have known this person is a prime candidate to steal the SSN of since there would be no known surviving family worrying about the death benefit from SSN and that the benefit was not likely applied for and thus SSA did not know he died. Thus the SSN remained active for the deceased person and Obama could "adopt" it as his own. This is a clear case of identity theft at the federal level.

This is what we know about Ludwig:

In 1924, Jean Paul Ludwig worked for Senator Reed of PA, in Washington DC.

On the ship manifest of �Leviathan�, he listed Senator Reed in Washington, DC as his empl., in answer to where he intended to live in the US.

Jean Paul Ludwig had been in the US for 3 yrs in 1924, but he was listed on the �Immigration� manifest and refered to as an alien in the column headings.

Listed under �States Immigration Officer at Port of Arrival�, New York, Aug 12, 1924:

Jean Paul Ludwig, Date of Arrival: Aug 12, 1924, Port of Departure:
Cherbourg, France, Line#: 0008

Line #8: By Whom was Passage Paid: Emp. Mr. Reed; Whether in possession of $50: Yes; Whether ever before in US: Yes; If Yes-Period of Years: 3; Where: PA

Whether going to join relative or friend: Empl. Senator Reed, Washingto, DC

Length of time alien intends to remain in the US: Always

Height 5�5�, Complexion Dk., Hair Br., Eyes Br., Marks of ID: None

Place of Birth: France, Ammersville.

http://www.ellisisland.org/sign/inde...T=LL&section=3


First Name: Jean P.
Last Name: Ludwig
Ethnicity: France
Last Place of Residence: Washington, D.C.
Date of Arrival: Aug 12, 1924
Age at Arrival: 34 Gender: M Marital Status: S
Ship of Travel: Leviathan
Port of Departure: Cherbourg, France
Manifest Line Number: 0008

U.S. Social Security Death Index
Name: Jean Ludwig
Birth Date: 17 February 1890
Zip Code of Last Residence: 96816 (Honolulu,HI)
Death Date: June 1981
Estimated Age at Death: 91

A. That wonderful information is courtesy of Orly Taitz, the much aligned lawyer/dentist/real estate agent.
And it proves exactly - nothing.


Can you get GRILLZ in hawaii?
Q. heyy im going to waikiki and wantt to no if you can buy grillz therree?
and roughly how much they costt.
this is a pic if you dont know what they aree:
http://media.photobucket.com/image/grillz/pokorplayer/grillz.jpg?o=67

A. I haven't seen them displayed anywhere on Kalakaua Avenue (if it ain't there, it ain't anywhere in Waikiki), but that's not to say they're not available. Your best bet for finding them on the street is with one of the many jewelry vendors at the International Marketplace, 2330 Kalakaua Ave, across from the Outrigger Hotel.

An even better bet is to hit the Honolulu Yellow Pages on line and contacting a random Honolulu dentist about them.

I don't know why you'd want to get them in Waikiki (or Hawaii in general), unless you're hoping to find a tropical design. The cost of anything in Hawaii is going to be more expensive than just about anywhere else in the US, besides Alaska. So, your best bet is to check grillz out near where you live.





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